Iako vam to što imate novčanik dozvoljava da razmenjujete kriptovalute, sve te digitalne valute (coins) ne prelaze iz jednog u drugi novčanik za vreme kripto transakcije. Drugim rečima, kripto novčanici ne čuvaju vaše kriptovalute na isti način na koji novčanici u fizičkom obliku čuvaju tradicionalne (fiat) valute.
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